Showing posts with label Bahamas. Show all posts
Showing posts with label Bahamas. Show all posts

Sunday, 30 August 2009

Our Lucaya Resort Changes Owners

As long-time readers of this blog know, we got married at the Our Lucaya Resort in the Bahamas. At the time we got married there, it was Sheraton/Westin property (Starwood Resorts). However, as of July 2009, the Our Lucaya Resort on Grand Bahama Island is now a Radisson property.

Maybe it’s just us, but we’ve always viewed Starwood to be a mid-market to high-end company. They certainly did an excellent job on our destination wedding – it was a relaxed affair, but totally classy. And we’ve always viewed Radisson to be a bit down-market. Radisson’s are the hotels near airports or corporate centers and are typically older properties. Of course, our assessment could be completely off-base, but that’s just our impression based on our travels around the world.

With Our Lucaya changing from Starwood to Radisson, it remains to be seen how this will impact the resort as a destination wedding venue. While we had a tremendous experience at Our Lucaya, we’d recommend asking a lot of questions about this property and its new management (and doing a site visit in advance) if you are considering doing a destination wedding here.

More about our wedding at Our Lucaya:

Sunday, 8 February 2009

The Legality of Destination Weddings

The first question we had in planning our destination wedding was whether the marriage would be legally recognized in the United States.

The U.S. State Department actually has a website for U.S. citizens interested in getting married in a foreign country.

You need to follow the legal procedures of the country where you will be married. Most countries have residency requirements (the length of time before the wedding you need to be in the country). In the Bahamas, the residency requirement was one day. However, Tahiti has a residency requirement of 30 days, essentially eliminating it as a potential location for destination weddings.

You will need to produce legal documentation (usually your passports), but could also include birth certificates, death certificates (widow/widower) and/or divorce decrees. Since this was the first marriage for both us, we only needed our passports and copies of our birth certificates. In the Bahamas, we also needed to go through a brief interview with a local official (about 10 minutes). We did not need to do a blood test, which can be a major issue for some people getting married in some countries (including Mexico).

The other major issue that people encounter is getting their marriage certificates/licenses translated into English (which is required for your marriage to be legal in the U.S.). The official language of the Bahamas was English, so we did not have any troubles. We wisely obtained multiple notarized copies of our license, which came in handy when we got home. We needed extra copies of the license for the name change.

Destination weddings can introduce some additional hopes you might need to jump through with respect to legal issues, but it is not a major problem.

Sunday, 14 September 2008

Our Destination Wedding Ceremony

A few weeks ago, we were at a wedding for one of our co-workers. The Catholic ceremony was almost two hours in length and typifies everything we despise about big church weddings.

Coincidentally, we were cleaning some files off the computer and found our wedding ceremony. At about 20 minutes, it was short and sweet! (and left plenty of time for partying with our guests).

Here is the ceremony:

Opening
Friends, we have been invited here today to share with [bride] and [groom] a very important moment in their lives. In the years they have been together, their love and understanding of each other has grown and matured, and now they have decided to live their lives together.

This celebration is but an outward sign of an inward union of the heart. [Bride] and [groom], it is this day you take a giant step of courage and commitment to love, understand and grow. You are now taking into your care and keeping the happiness of the one person in all the world whom you love the most. You are adding to your life the affection of each other, companionship and a deep trust as well. You are agreeing to share strengths, responsibilities and love. You are agreeing to take your journeys together as husband and wife.

Giving in Marriage
Who gives this woman to wed this man? Bride’s grandmother - "Her family and I."

Reading
I Corinthians 13: 1-13

Reading
Pablo Neruda- Sonnet XVII

Vows/ Exchange of Rings
You will now re-dedicate your desire to be united in marriage by joining right hands.

[Groom], do you take [bride] to be your wife? Do you promise to love her, comfort her, honor and keep her, for better or worse, richer or poorer, in sickness and health, to live together in marriage, forsaking all others so long as you both shall live? [Groom] - "I do." [Bride], do you take [groom] to be your husband? Do you promise to love him, comfort him, honor and keep him, for better or worse, richer or poorer, in sickness and health, to live together in marriage, forsaking all others so long as you both shall live? [Bride] - "I do."

May I have the rings please? The wedding ring is an outward and visible sign of an inward and spiritual bond which unites two loyal hearts in endless love.

[Groom] place the ring on [bride’s] finger and repeat after me " I, [groom], take you [bride], to be my wife, my partner in life and my one true love. I will cherish our friendship and love you today, tomorrow, and forever. I will trust you and honor you. I will laugh with you and cry with you. I will love you faithfully through the best and the worst, through the difficult and the easy. What may come I will always be there. As I have given you my hand to hold, so I give you my life to keep. With this ring I thee wed."

[Bride] place the ring on [groom’s] finger and repeat after me " I, [bride], take you [groom], to be my husband, my partner in life and my one true love. I will cherish our friendship and love you today, tomorrow, and forever. I will trust you and honor you. I will laugh with you and cry with you. I will love you faithfully through the best and the worst, through the difficult and the easy. What may come I will always be there. As I have given you my hand to hold, so I give you my life to keep. With this ring I thee wed."

Signing of Marriage Register
By Bride, Groom and 2 witnesses.

Pronouncement of Husband and Wife
And now that you have stood before me and exchanged these rings and these vows, and have agreed to be married according to the laws of The Commonwealth of The Bahamas. With the authority invested in me as a Marriage Officer of these Islands, it gives me great pleasure to pronounce that you are husband and wife.

Monday, 1 September 2008

Economics Favor U.S. Destination Weddings

It’s no secret that the U.S. has been leading the global economy into a worldwide slowdown (or recession). As such, the U.S. dollar is at near lows against other major world currencies. So how does this impact destination weddings?

The first impact is that it is much more expensive for U.S. couples to have destination weddings overseas, or at least in countries where the currencies are not pegged to the U.S. dollar (like the Bahamas, etc.). If money is a consideration for couples, they should think about having their destination wedding here in the U.S.

But the good news (at least for wedding vendors) is that this makes the services of wedding providers in the U.S. much cheaper for those in other countries. We were returning from Europe at the end of June and there were several women on the plane coming to the U.S. to buy wedding dresses. European couples can also stay in the U.S. and have a very economic destination wedding.

Your wedding is one of the most important days in your life. However, financial considerations do impact your wedding decisions, so plan carefully.

Sunday, 24 August 2008

Review: Our Lucaya in The Bahamas

In previous postings (see Our Destination Wedding), we discussed the specifics our destination wedding experience, but never really reviewed the venue – the Westin/Sheraton Our Lucaya resort on Grand Bahama Island.

Our destination wedding decision was driven by several factors. We knew we wanted a tropical island. We knew we wanted a place that had fantastic scuba diving. And we knew it needed to be economical for our guests. It took us months of going through various venues in The Bahamas, Mexico, Cayman Islands and Aruba. After much discussion, we settled on Our Lucaya Resort in The Bahamas. (See Making Our Ultimate Destination Wedding Decision)

Early on, we contacted the Our Lucaya Resort directly and found out they had wedding planners onsite called Seashells Weddings Our Lucaya [Note: The company appears to no longer be in business or affiliated with Our Lucaya Resort…which means our information is very dated. So take our comments as a historical perspective.] Unfortunately, we found the folks at Our Lucaya/Seashells to be terribly unresponsive. By coincidence, we found that there was an independent wedding planner through someone on The Knot message boards. We reached out to Janet at And The Two Become One, an independent wedding planner on Grand Bahama Island. Good thing we did, she was fantastic. Because of this experience, we’re big fans of hiring local wedding planners to help you in the process (see Covering The Basics – Hiring a Local Wedding Planner).

Despite this rather rocky beginning, we absolutely LOVED the Our Lucaya resort. We stayed on the Westin side because it was a little nicer. A few guests stayed at the Westin, but most of our guests stayed at the Sheraton. No matter where you stay, you’ll have the run of the property…and the quaint little Lucaya village across the street (which is more like a golf cart crossing that an “street”). There are about 5 or 6 restaurants on-property (which can be expensive) and quite a few across the street, which are more reasonable.

Recently, we found a video on YouTube from the Our Lucaya Resort. Believe it or not, we actually think this video does a pretty bad job selling the property. The resort is extremely beautiful and has many, many wonderful wedding sites, including the gazebos, the Great Lawn and the beach. The inside locations are nice, but if you’re in The Bahamas, don’t you want to get married outside?

Again, while we found the Sheshells wedding contractors at Our Lucaya to be unresponsive, it seems like things have changed at the resort.

Here’s a little more on the Our Lucaya Resort on Grand Bahama Island where we got married:

Sunday, 13 July 2008

Destination Weddings on a Budget

Destination Weddings are now mainstream. Just as there has been an escalation in cost and extravagance for traditional weddings, we’re starting to see the same thing in destination weddings (driven particularly by celebrities and the wannabes).

Many couples, including us, were drawn to destination weddings because we wanted something less pretentious than a traditional wedding. We found destination weddings to be good value for the money. And they still can be.

We found this YouTube video from CBS’ Early Show on Destination Weddings on a Budget and thought it would be good viewing for our readers. In it, Julie Chen (the host) interviews Antonia van der Meer, editor of Modern Bridge magazine.

As a summary, Antonia van der Meer and Modern Bride profile three different locations that they think are still good values: Italy, Mexico and The Bahamas. We would certainly agree with the last two (probably why we got married in the Bahamas), but can’t fathom how anyone would think Italy is a good value right now. Don’t get us wrong, we LOVE Italy, but the exchange rate is absolutely punitive right now (and we travel to Europe frequently).

Now that we’ve imparted our advice, here is Antonia van der Meer and Modern Bride magazine on destination weddings:

Wednesday, 27 February 2008

Specialist Travel Agents

The video killed the radio star. And the Internet killed the travel agent. Or so, that’s what we thought.

Like most people, several years ago we gave up on the travel agent, the paper tickets, the hassle of telephone tag and the fees travel agents charge. Like most people, we moved exclusively to web-based services. And for a while, it worked real well for us. More specifically, it worked well for very simple travel plans.

Looking back on our wedding planning experience, our single biggest time investment was researching locations and travel logistics. Looking back, we should have brought in professional travel agent who deals in destination weddings to help simplify the process. We knew we wanted the Caribbean, but it had to have reasonable flights from New York, Philadelphia, Dallas and Denver (where most of our guests were coming from). A professional travel agent could have narrowed down the field considerably and then we could decide on the location from there.

Another challenge we had was all of the guests making their own travel arrangements. The bridge’s grandmother used her favorite travel agent – and despite the very specific wording on the invitation – the agent ended up sending her to Nassau, Bahamas instead of the correct location on Grand Bahama Island.

Our concern with utilizing a travel agent is that they push the venues and packages where they make commissions or where they are most comfortable…not necessarily what is in your best interest. So, it’s critical to find a vendor you feel comfortable with.

So, we were pleasantly surprised when we discovered the Caribbean Journey Destination Wedding Blog. The woman, Laura Sangster, is a travel agent, but also planned her own Caribbean destination wedding. While, we have not actually used her to plan either our own destination wedding or any travel (so therefore cannot actually recommend her), we’ve been impressed with her thoroughness, aesthetic, and quality information. We are trying to get a scuba dive trip together for later in the year and may use her, so we’ll let you know how it goes.

When you are just starting the process, the idea of planning your own destination wedding can sound like a lot of fun – dreaming of all those fancy resorts and beautiful beaches. We thought so too, but the stress it caused between us was considerable. In retrospect, having someone help us and make the process much more manageable would have been a good idea.

Friday, 25 January 2008

The Atlantis (a video)

We found this YouTube video on The Atlantis resort. It does a great job of providing an accurate accounting of the resort and showing the pretty scenery. (It’s kind of infomercial for our tastes) Sure sounds appealing, doesn’t it?

It’s from a Canadian outfit called Romantic Planet. To be fair, nowhere in the video do they show a destination wedding at Atlantis in progress (something we had the opportunity to see). We didn’t find much, if anything, about The Atlantis to be romantic with all the young, screaming ultra-entitled children running around. (See previous post Our Honeymoon – The Atlantis) Although, we thought we would post this video here to give you some balance.

At the end of the video, Romantic Planet makes an excellent point – there are many islands in the Bahamas and you can surely find one your speed. For us, we were on our honeymoon and we wanted to enjoy each other (it’s a honeymoon after all). However, if you are the kind of people that need things to do and stuff to buy, go to Atlantis. However, if you can create your own romance by long moonlight walks on the beach, followed by cocktails and then heading back to your suite, you should probably look someplace else.

Wednesday, 16 January 2008

More Top 10 Destination Wedding Tips

Destination I Do, one of the destination wedding magazines out there, has a really good article that is a “must read” for anyone planning destination weddings – their Top 20 Do’s and Don’ts of Destination Weddings.

Below is their list of Top 10 Destination Wedding "Dont’s," but the commentary is ours:
  1. Sweat the small stuff – Quoting from Destination I Do, they say, “Things may go wrong with a hometown wedding or a destination wedding. Make sure to keep it all in perspective and enjoy the process every step of the way.”
  2. Wait to the last minute to send your invitations – This is really important. We sent out Save the Dates about 8 or 9 months in advance and then sent out invites out about 3 months in advance.
  3. Assume people know where they are going – OMG. Seriously. This is so true. Laura’s grandmother gave the invite to her travel agent. Instead of getting tickets to Grand Bahama Island, the travel agent booked them into Nausau. Once your guests arrive in the location, they will also need directions (either actual directions or explanations about getting cabs or ground transportation).
  4. Expect too much of others – Quoting again from Destination I Do, “Sure it’s ‘your big day’ but know that your bridesmaids, groomsmen and family members are not your temporary slaves. Sure you can expect them to help out, but keep it realistic, give others duties you know they can handle, yet still allow them the ability to enjoy your event too.”
  5. Let “Aunt Flow” pay you a visit – Proper planning will help you avoid PMS and menstruation during your wedding.
  6. Leave guests hanging – Have some activities for your guests, but don’t dominate their time. (See A Mini-Vacation for your Guests and Our Destination Wedding)
  7. Expect that everyone will come – This is very true. Remember, you are asking a lot of your guests. It’s a major expense and time out of people’s lives. Be understanding if not everyone can make it.
  8. Forget to check the average traffic flow in the area you will be saying “I Do” – Location, Location, Location. It’s really important to try and do a location visit so you can see the layout.
  9. Choose a dress because of what is “IN” – Enough said on this one.
  10. Haul your dress around with you on your honeymoon – This is helpful, but not critical. For us, we did carry the dress on the honeymoon. We live away from our families and guests, so we had nobody to bring it back for us. We carried it with us without incident. (See The Dress)
For the list of Top 10 Destination Wedding "Do" Tips, see Top 10 Destination Wedding Tips.

The full article from Destination I Do is worth the read.

Friday, 7 December 2007

Tourism Websites

When it comes to destination weddings, many local tourism or convention & visitor’s bureaus offer good websites that can help you with the planning process (some even special destination weddings sections).

In the Caribbean, nearly every country has a site. Here is a comprehensive list of Caribbean tourism and convention and visitor’s bureau websites:

Friday, 30 November 2007

Our Honeymoon – The Atlantis


We were married on Grand Bahama Island, but decided to go to a different island for the honeymoon. Based on a recommendation from a coworker, we chose to go to The Atlantis resort on New Providence and Paradise Island.

I guess we bought into the hype – the website, the marketing materials, etc. It seemed so adult and romantic. After a week with our families, we thought it was exactly what we wanted.

What we found was a HUGE resort that was wall-to-wall children. Atlantis is Disneyland on the beach. We estimated the average age at the place was somewhere south of 14. Not what we were looking for. We ended up spending a fair amount of time down the beach at the One And Only Ocean Club (where Lionel Ritchie was staying and we bumped into him several times).

We tried to get off the Atlantis property as much as possible. We went into Nassau for a day. And another day, we went to the other side of the island for scuba diving with Stuart Cove’s. This is a big dive outfit, but they do a good job with personal service. The Hollywood Bowl dive site is fantastic and we got to have a close encounter with some live lobsters.

We also spent a fair amount of time in the casino, where Laura played the roulette wheel with our wedding date and it hit. So we made a fair amount of money in the casino. But the other facilities, namely the restaurants, were very over priced and were of disappointing quality. Lance had to send his lobster back to the kitchen at the Bahamian Club because it was overcooked and rubbery (and then we got attitude from the staff for complaining about the inferior quality). We loved the food at Fathoms, but were disappointed in the large numbers of screaming children. The restaurants in the Marina Village were better, both in terms of quality and price. Our favorite was Carmine’s – one of our favorite restaurants back in New York, so we enjoyed it here.

In addition to honeymoons, The Atlantis also does destination weddings. We saw several weddings going on while we were there. The weddings were held out in the common areas, so you’re still dealing with lots of gawkers and people walking very close by, so think carefully about this one. At one wedding, a group of young girls in bathing suits decided to join right in on the wedding. There’s nothing inherently wrong with lots of children, it’s just helpful to know that’s what you’re getting before you show up there. If you want a “family friendly” wedding, this might be your place.

We’re glad we did it once (been there, done that). Had we done more research, we probably would have gone someplace else with a more romantic and sophisticated atmosphere.



Wednesday, 21 November 2007

Honeymoon Strategies



Since a destination wedding, by default, includes some sort of travel, couples are inclined to tack the honeymoon onto the wedding. Sandals Resorts calls them a Weddingmoon. And there is some appeal in doing this since it minimizes time away from work and maximizes your travel budget.

However, if you have guests coming, you don’t really want them around on your honeymoon. You can either tolerate some guests hanging on (as they inevitably will be one or two who will) or you can think of some other options.

There are two strategies to cope with this:
  • Continue with the trip, but go to another location. This is what we did with our destination wedding in the Bahamas. We got married on one island, but then went to another island for the honeymoon. A friend of ours got married in France with a large entourage of family, but then went to Spain for their honeymoon.
  • Come home and take a separate honeymoon a few months later. This way, you get two trips for one occasion! This is definitely more expensive, but is nice to space out the festivities.

The right answer is the one that works for you!

Monday, 7 May 2007

Covering the basics – Hiring a local wedding planner

Planning a wedding, especially a destination wedding, can be very difficult. Usually, you are not familiar with the location and local vendors, so having someone to assist can make a world of difference!

By wedding planner, we don’t mean a wedding vendor or tour operators—these folks usually just package hotels, airfare, and ground transit. We mean a true wedding planner who will help with flowers, cakes, logistics, negotiating and securing contracts with hotels, arranging music and handling all your needs.

Some hotels and resorts have their own on-site planners, some don’t. In general, we found these on-site planners to be only moderately helpful. They were responsive to get you to sign a contract, but not helpful to answer your detailed questions. We started to feel like just a number—something we definitely didn’t want for our special day.

We quickly learned that there are a number of independent destination wedding planners in several locations. These folks are local and know the good, the bad and the ugly about local vendors. Since they are not affiliated with the hotel/resort directly, they have more freedom in recommending good vendors, not just the ones that have contracts with the resort.

We also learned that finding these independent wedding planners is a bit of a needle in a haystack. We found our planner, And the Two Become One in the Bahamas, through a review that someone had posted in the Knot Bios. Seeking out reviews or friends who have utilized their services can be very helpful.

To get an idea of all of the things that an independent wedding planner can do for you, check out the website for Ceremonies of St. John. They help with everything from coordinating the marriage license to making sure the color on the cake is right.

Friday, 23 March 2007

Making our Ultimate Destination Wedding Decision

When we started to think about all the places where we could get married, the list seemed almost endless. There were so many things to consider, that we almost didn’t know where to start. So, while Lance enjoyed a Christmas cruise with his parents, Laura sat down in her mom’s living room and started making a spreadsheet. The categories included: hotel name/brand, location, wedding features (see previous post), hotel features, cost of rooms, activities, ease of reaching the country and various other notes.

We already knew that we wanted our wedding to be on or near the beach, so that pretty much narrowed our focus to areas south of Florida. We also knew we wanted a wedding that we could customize and love but that would be somewhat affordable. So Laura began the tedious process of combing through websites, perusing TripAdvisor, emailing the on-site wedding coordinators and sending away for every brochure she could get her hands on in order to find the perfect balance. A brief list of locations we considered: Viva Wyndham Fortuna Beach, the Atlantis, British Colonial Inn, Wyndham Sunshine Suites-Grand Cayman, Wyndham Condado Plaza, Westin St. John, Frenchman’s Reef and Morning Star Marriott Beach Resort, and the list went on…

Slowly, some hotels seemed to eliminate themselves. Ones that were located in town and away from the beach were the first to go, followed by ones with horrendous reviews and those over $300/night (not all-inclusive). Laura’s mom vetoed the Dominican Republic, and she focused on finding a place that we and most of our guests had not been before. When we realized that it was $800 to get to Grand Cayman from Denver (where many of our guests were coming from), that fell off the list too. The presence of good diving became a big factor, as did the wedding coordinators who would not respond or confused us with other people— NOT the kind of coordinators to whom we wanted to entrust my wedding.

As some hotels were eliminated, one began to rise to the top. Since we knew we wouldn’t be able to visit the hotel before we signed a contract, we wanted to select one that had a very good chance of being appropriately nice, and the Westin/Sheraton Our Lucaya fit the bill. It was also across the street from a great dive shop and other activities, and it was right on the beach. Though the hotel wedding coordinators were unresponsive, we found an independent planner who was great and offered everything we wanted. Even with a smallish wedding, we would still be able to have a private reception, and there was a salon and spa at the resort. Plus, no one in our group had spent much time in the Bahamas. It also didn’t hurt that it was close (only 50 miles off the Florida coast), reasonable to get there and stay there, and it was BEAUTIFUL.

Wednesday, 7 March 2007

The Basics – You Need a Passport

If you are planning your nuptials abroad, let’s face it—you need a passport. The implementation of the Western Hemisphere Travel Initiative has closed the loopholes for traveling abroad without a passport (including Canada, Mexico and the Caribbean). Whereas you used to be able to get by with just a driver’s license and birth certificate in the Caribbean (including Bermuda and the Bahamas), no more. More details on the WHTI and passport requirements can be found on the State Department website.

You need to get passport photos, which you can get about anywhere (we got ours at Walgreens for $7.99, but you can also get them at Costco, photo stores, etc.). New passports are $97 and renewals are $67. State department says to allow 8 weeks. Everything you need to know about a getting a passport can be found here.

Most importantly, if you have guests traveling to your destination wedding, you will need to let them know far enough in advance so they can obtain one.

Tuesday, 27 February 2007

Our Destination Wedding

Well before we got engaged, we knew we wanted to have a destination wedding. But after the proposal and the ring, there were many questions to be answered—Where did we want to go? What did we want to do? What could we afford?

After months of research and decision-making (to be chronicled in this blog), we arrived on Grand Bahama the Wednesday before our wedding to do all the weddingy things—meet with our wedding planner, get the marriage license, have photos taken, etc. We handled the logistics, greeted our guests and snuck in time on the beach and scuba diving. After 1.5 years of planning (to the day!), the actual day came on June 10, 2006, on Grand Bahama Island.

With about 20 guests in attendance, we got married on a humid Saturday evening at the gazebo of the Our Lucaya Resort. The ceremony was followed by a cocktail hour and a three-hour dinner reception. We ended the night with our attendants and friends in the horizon pool overlooking the beach.

For the next two days, we spent time with friends and family who had traveled to the Bahamas to be with us. We went snorkeling and attended a bonfire and partook of lots of fruity drinks. By Monday night, it was time to say goodbye as our guests set off for home and we headed to Nassau to continue our honeymoon.

Friday, 23 February 2007

First things First – Is it legal?

As we planned our destination wedding, our first question was whether a foreign marriage was recognized in the U.S. Is it legal? Are we really going to be married?

The U.S. State Department actually has a website for U.S. citizens interested in getting married in a foreign country.

You need to follow the legal procedures of the country where you will be married. Most countries have residency requirements (the length of time before the wedding you need to be in the country). In the Bahamas, the residency requirement was one day.

You will need to show legal documentation (usually your passports), but could also include birth certificates, death certificates (widow/widower) and/or divorce decrees. Since this was the first marriage for both us, we only needed our passports and copies of our birth certificates. In the Bahamas, we also needed to go through a brief interview with a local official (about 10 minutes). We did not need to do a blood test, which can be a major issue for some people getting married in some countries.

The other major issue that people encounter is getting their marriage certificates/licenses translated into English (which is required for your marriage to be legal in the U.S.). The official language of the Bahamas was English, so we did not have any troubles.

We wisely obtained multiple notarized copies of our license, which has come in handy since we got home. We needed extra copies of the license for Laura to change her name with various companies, with the government on her passport, etc.

In the Bahamas, we received our official government marriage license, but we also received two copies of the ceremonial Bahamian wedding registry. The signing of the Bahamian registry is actually part of the wedding ceremony (see photo at right).

In the Commonwealth of Pennsylvania, we did not need to register our marriage with the state. We have had no problems buying a house, changing Laura’s name or changing our health insurance/401ks with our employers.